Boligfritid.dk is a Danish magazine for homeowners. This English version is written for international residents in Denmark. Read the original in Danish.
Updated 23 October 2026. When you buy a home and take out a loan, the title deed (skøde) and the mortgage deeds (pantebreve) must be registered with the Land Registry (tinglysning). This costs a fee paid to the state. From 1 January 2026, the variable fee on mortgages has been reduced from 1.45% to 1.25%.
Calculate your land registration fee
The calculator below is in Danish.
| Skøde (1.850 kr. + 0,6 %) | – |
| Pant (1.825 kr. + 1,25 %) | – |
| I alt | – |
Satser for 2026. Den variable del er rundet op til nærmeste 100 kr. Fordeles pantet på flere pantebreve, betales den faste afgift for hvert. Låner du om, kan afgift ofte overføres fra det gamle lån.
The rates in 2026
| Document | Fixed fee | Variable fee |
|---|---|---|
| Title deed (skøde, transfer of real property) | DKK 1,850 | 0.6% of the purchase price, or of the property value if that is higher |
| Mortgage on real property (pantebrev) | DKK 1,825 | 1.25% of the loan principal |
The variable part is rounded up to the nearest DKK 100. However, documents created in the land registration system before 1 January 2026 may still be calculated at the old rate unless they are recreated.
Example
You buy a house for DKK 3,000,000 and borrow DKK 2,400,000 with the house as security.
- Title deed: 1,850 + 18,000 = DKK 19,850
- Mortgage: 1,825 + 30,000 = DKK 31,825
- Total: DKK 51,675
When and how do you pay?
The fee is paid when the document is submitted for registration. When you buy a home, your buyer’s adviser (køberrådgiver) or the bank typically handles the registration and charges you the fee. If you use several mortgage deeds, for example a mortgage credit loan (realkreditlån) and a bank loan, the fixed fee is paid for each mortgage deed.
Save on the fee when remortgaging
If you remortgage, the fee you have already paid can often be transferred to the new mortgage deed, so you only pay the variable fee on any increase. Ask your bank or mortgage credit institution before you remortgage.
See every step of buying a home in our guide: Buying a home in Denmark: checklist, reports and costs.
Source
- Skatteministeriet (the Danish Ministry of Taxation): Rates in the Land Registration Fees Act (in Danish)
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